Use points toward travel, gift cards, cash redemption options, and more

5x Rewards Points

on up to $12,500 spent on gas, grocery, and drugstore purchases in the first 6 months1

Excellent For:

  • LOW INTRO APR        

Card Features

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5x Points

on up to $12,500 spent on gas, grocery, and drugstore purchases in the first 6 months1

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1x Points

on other purchases1

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Lowest Intro APR

0% Intro APR for 15 months on purchases and balance transfers. After that your variable APR will be 18.90% to 27.74%. Balance transfer fees apply.

Additional Card Features

Get the most from your rewards

Go Far Rewards offers more ways than ever to make great things happen. Your everyday purchases can add up to unique trips, merchandise, charitable donations, and more.

Visa Benefits

Enjoy additional Visa benefits with your Wells Fargo Rewards Card like auto rental collision damage waiver, travel and emergency assistance services and roadside dispatch. Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for further details.

Cell Phone Protection

When you pay your monthly cell phone bill with your eligible Wells Fargo consumer credit card, you can receive up to $600 of protection (subject to $25 deductible) against covered damage or theft.2

Access to Your FICO®trademark Credit Score

Find out where you stand when it comes to your credit. Get access to your FICO®trademark Score and more through Wells Fargo Online®trademark.3

Please note that the offers displayed on this page may differ from offers you may have received from Wells Fargo. Please refer to your offer specific disclosures for more details.

Credit card subject to credit qualification.

Generally, we will apply your minimum payment first to lower APR balances (such as Purchases) before balances with higher APRs (such as Cash Advances).

You must be a citizen or a permanent resident alien of the U.S. to qualify for this credit card. Nonresident aliens may want to consider applying for a secured credit card by visiting

1. 5X rewards points (1 base point plus 4 bonus point(s)) are earned for every $1 spent in net purchases (purchases minus returns/credits) during the first 6 months, from the date the credit card account is opened, at retailers whose merchant code for Visa is classified as (populate spend). [The maximum amount of bonus points you can earn under this promotion is 50,000 (which is $12,500 in net purchases), regardless of how much you purchase or how many transactions you make during the promotional period.] Purchases not processed using these merchant codes for Visa mentioned above will not qualify for bonus rewards points. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and, therefore, reserves the right to determine which purchases qualify for bonus rewards points. You may not earn bonus rewards points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile/wireless card reader, or if you use a mobile or digital wallet. One rewards point will be earned per dollar spent on other net purchases. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKSSM, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn points. Refer to the Summary of the opens in overlayWells Fargo Rewards®   Program Terms and Conditions and Addendum to the Wells Fargo Rewards®   Program Terms and Conditions for the Wells Fargo Rewards® Card for details.

2. Cellular Telephone Protection can reimburse the eligible Wells Fargo Consumer Credit Card cardholder for damage to or theft of a cell phone. Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 deductible with a maximum benefit limit of $600 per claim and $1,200 per 12 month period. This benefit does not cover cell phones that are lost (i.e. disappear without explanation). This protection is only available when cell phone bills are paid from your Wells Fargo Consumer Credit Card. The coverage does not apply if the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from the card that is linked to a Line of Credit. Coverage does not apply to cell phones that are rented, borrowed, or received as part of a prepaid plan. Electronic failure or issues related to the software of the device are not covered. Cellular Telephone Protection coverage begins the first day of the calendar month following your first cell phone billing on your Wells Fargo Consumer Credit Card, and remains in effect when you continue to charge your total monthly cell phone bill to your Wells Fargo Consumer Credit Card. This protection may not be equivalent to or better than other applicable coverage. This is supplemental coverage not otherwise covered by another insurance policy (for example, cell phone insurance programs, or your homeowner’s, renter’s, automobile, or employer’s insurance policies) and may be applied after all other insurance. For complete coverage benefits and exclusions regarding this protection call 1-800-642-4720 24 hours a day, seven days a week or go to Click to see Wells Fargo Cash Wise Visa full terms and conditions.See full terms and conditions.

Call your cellular provider (or log on to their website) and request to set up automatic payments. Setting up automatic payments is not required to qualify for Cellular Telephone Protection; however, you need to pay your monthly cell phone bill with your eligible Wells Fargo Consumer Credit Card to get up to $600 protection.

3. You must be the primary account holder of an eligible Wells Fargo consumer account with a FICO® Score available, and enrolled in Wells Fargo Online® banking. Eligible Wells Fargo consumer accounts include deposit, loan, and credit accounts. Other consumer accounts may also be eligible. Contact Wells Fargo for details.

Important: There are many factors that Wells Fargo looks at to determine your credit options; therefore, a specific FICO® Score or Wells Fargo credit rating does not necessarily guarantee a better loan rate, approval of a loan, or an automatic upgrade on a credit card.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

Wells Fargo Rewards
Visa®trademark   Card

5x Rewards Points

on up to $12,500 spent on gas, grocery, and drugstore purchases in the first 6 months.1